Calculator

Property Investment Return Calculator

Calculate rental yield, cash flow, property growth and return on equity for a property investment.

Inputs

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Enter purchase price, rent, costs, financing and property growth. The calculator makes clear rental yield, cash flow and estimated return on equity.

Display currencyChoose the currency symbol for entered amounts and results. No exchange-rate conversion is applied.
UnitsChoose metric, US or UK units for distance, area, volume and car consumption.
$
Enter the value for “Property purchase price”. The closer the assumption is to your real situation, the more useful the result will be.
%
Enter the value for “Purchase costs”. The closer the assumption is to your real situation, the more useful the result will be.
$
Enter the value for “Equity invested”. The closer the assumption is to your real situation, the more useful the result will be.
$
Enter the value for “Monthly cold rent”. The closer the assumption is to your real situation, the more useful the result will be.
%
Enter the value for “Vacancy/rent loss”. The closer the assumption is to your real situation, the more useful the result will be.
$
Enter the value for “Non-recoverable costs per month”. The closer the assumption is to your real situation, the more useful the result will be.
$
Enter the value for “Maintenance reserve per month”. The closer the assumption is to your real situation, the more useful the result will be.
%
Enter the value for “Interest rate p.a.”. The closer the assumption is to your real situation, the more useful the result will be.
%
Enter the value for “Initial principal repayment p.a.”. The closer the assumption is to your real situation, the more useful the result will be.
%
Enter the value for “Property growth p.a.”. The closer the assumption is to your real situation, the more useful the result will be.
years
Enter the value for “Investment period”. The closer the assumption is to your real situation, the more useful the result will be.
%
Enter the value for “Resale costs at the end”. The closer the assumption is to your real situation, the more useful the result will be.
FAQ

Frequently asked questions

What is a good property yield?

It depends on location, risk, financing and strategy. It is important to look at return and cash flow together.

Are taxes included?

No. This is a simplified calculator and does not include individual taxes, depreciation or tax effects.

Why are purchase costs included?

Purchase costs increase the real capital needed and therefore reduce the more realistic net return.

Why can cash flow be negative despite a return?

Financing, principal repayment, running costs and vacancy can absorb monthly liquidity even if the property shows a long-term return.

Should I include property appreciation?

Only cautiously. Future value growth is uncertain and should not be the only basis for an investment decision.